The last thing any homeowner wants to deal with is water damage caused by natural disaster or a broken pipe. Unfortunately, these disasters can come out of nowhere and cause major issues for you and your family. When this happens, you need to act quickly. Water damage spreads fast and has the potential to cause permanent damage. In addition, lingering moisture on your property can lead to mold, which could present a health hazard. That’s why you need to file a residential water damage claim as soon as possible to ensure you have the resources to get the restoration underway.
At Apex Public Adjusters, we have over 35 years of experience helping homeowners recoup the maximum amount for their losses. Our team will act fast to evaluate and document the damage to your home and possessions. We’ll then evaluate your insurance policy to determine your responsibilities and the amount of coverage you’re entitled to. Our adjusters will then form a plan to manage your residential insurance claim in order to get the best settlement possible. We’re prepared to negotiate with the insurance company on your behalf to ensure you can start the recovery process as soon as possible.
Depending on your specific policy, damages incurred by flooding may not be covered. In fact, many standard policies exclude it. This detail could have a huge effect on your residential water damage claim. Understanding the difference between the two types of damages is important when filing a claim.
Water damage typically involves unexpected events such as a burst pipe, sewage backup, or major appliance leak. Most homeowners policies also cover damage caused by roof leaks.
Flood damage, on the other hand, is defined as “rising water”. This could be a overflow of a river, stream or heavy rain on the property. These may not covered by standard homeowners policies. You may need additional flood insurance coverage in place in order to file a residential insurance claim after a natural disaster.
Call us for a Free No-Obligation review of all your existing policies!
If you’re facing serious water damage and aren’t sure if your policy will cover it, call Apex Public Adjusters. We have extensive experience evaluating insurance policies and can determine if you’re covered for the cause of the damage. We understand insurance policies can be confusing. That’s why we make it a point to walk you through the process, ensuring you know exactly what your coverages are.
We make customer service a top priority. That’s why we offer a dedicated concierge service that’s there to answer any questions you may have. We’ll keep you informed throughout the filing of your residential water damage claim. It’s our goal to get the maximum recovery for your losses so you and your family can put the event behind you.